How It Works

This site is a lender-connecting service which primary goal is to connect consumers like you with short term and online personal loan lenders whenever small dollar financial needs arise. We may successfully connect the users of our service with lenders willing to provide the funds needed.

Our Secure Online Form Is Fast and Free
Filling out of the online form at This site only takes about two minutes. It is safe with top-notch security software and free for every user. We only ask for the information we need to connect you with a lender in our network. After you submit this information, it is forwarded to our reputable lenders who can provide you with up to $1,000 in short term loans and $3,000 in online personal loans in as little as one business day.

Review No-Obligation Offers
In a matter of minutes after we have processed your information, you may be connected with one of our lenders and can get an offer that meets your requirements and your details. You are never under obligations to accept any offer. So if the offer you receive doesn’t fit you, you can simply reject it, and it will cost you nothing.

Getting Your Cash
After getting the offer that fits your financial needs, you will go through the details of your loan agreement. Then, your lender will ask you to provide your electronic signature in this agreement to close the contract. Once this step has been completed, your lender will deposit the loan amount into your account, usually on the following business day.

Repaying Your Short Term Loan
A short term loan is repaid in a single one-time payment. Some of our lenders can make loan repayment process incredibly simple. If you opted for a direct withdrawal option while closing your loan agreement, you can have the repayment done for you electronically. In most cases, all you will need to do to repay your loan is to ensure that the repayment amount—the amount of the loan plus any applicable fees and interest—is available for withdrawal on the scheduled date. This way, you do not have to mail any checks or money orders and you do not have to visit a retail location. This paperless process also helps to reduce the likelihood of late payments and may even save you money.

Repaying Your Online Personal Loan
An online personal loan is repaid with monthly installments according to its repayment schedule. Usually it takes 6-24 months to pay off an online personal loan. You can set up an automatic repayment that will allow your lender to withdraw the necessary amount every month and let you avoid late or missed payments.

Short Term and Online Personal Loan Qualifications
Qualifying for a short term and an online persona loan for a small dollar amount is simpler and easier than qualifying for other forms of consumer credit. These are the basic qualifications associated with these loans:
• You must be 18 years of age or older;
• You must legally live in the United States;
• You must be employed with the same employer for a minimum of 90 days;
• You must have a bank account that is currently not overdrawn;
• You must have a valid email address and telephone number;
• You must meet minimum income requirements.

Your Credit History Is Usually not a Critical Issue
Even though the lenders that partner with This site do perform credit checks if necessary, individuals with imperfect credit or no credit at all usually may qualify for loans anyway. The lenders in our network may also perform alternative credit checks with the companies like TeleTrack or DP. These verifications help to ensure that you are not currently in bankruptcy and that you do not have outstanding loans with other lenders. These checks usually do not affect your credit score.

Getting the Benefits from Short Term and Online Personal Loans
In order get the benefits associated with short term and online personal loans, it is important that you repay your loan on time. This will help you avoid potentially high late fees and build better business relationships with your lender. You should always ensure that you will have the funds available to repay your loan or make scheduled payments on time before you submit your information or e-sign any loan agreement. You should contact your lender immediately to discuss the available options if you will be unable to repay your loan or make a scheduled payment on time.

How We Can Help
We are always available to answer your questions about this website, our services, short term and online personal loans in general. We strive to provide you with outstanding customer support and will answer your inquiries as quickly as possible. If you have issues with any particular loan deal with one of our lenders, please, contact that lender directly, because we are not authorized to have details regarding any loan agreement you've entered.